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HOW TO
PREPARE YOUR CLIENTS FOR THEIR INSURANCE MEDICAL EXAMINATION
WHEN AND
WHERE
An examiner from AHSS Examining Services will contact you shortly to
schedule an appointment at your earliest convenience. The exam may be performed
at your home, your office, or other appropriate place. There is no undressing
required. The exam should take approximately 20 to 30 minutes. Allow an
additional 20 minutes if an EKG is required.
CONFIDENTIALITY
All information obtained during the examination is strictly confidential
for insurance purposes only. Examiners are trained medical professionals. Their
sole responsibility is to obtain accurate information for the insurance company
to evaluate. AHSS examiners will not interpret any data they collect, e.g.,
blood pressure too high, etc. These questions are best asked of your family
physician.
BLOOD
DRAW
If a blood specimen is needed, blood will be drawn from your arm or your
finger as required by the insurance company. Only STERILE disposable
needles and supplies are used to withdraw your blood specimen. The blood sample
will be sent for processing to a laboratory designated by the insurance company.
The insurance company gives instructions to the laboratory regarding specific
tests to be completed for underwriting purposes. The results of the test will be
sent directly to the insurance company - not the paramedical company. In many
cases, you will also be asked to sign an HIV Testing Consent form at the time of
the blood draw.
URINE
SPECIMEN
A urine specimen is required for all exams. Please drink a glass of water
one hour prior to the exam.
ELECTROCARDIOGRAM
(ECG)
An EKG is a recording of the electrical impulses associated with cardiac
contraction and relaxation. An EKG is a painless procedure. Electrodes must be
placed on bare skin on your chest, upper arms and lower legs. You will need to
lie flat in a relaxed position so that an accurate recording can be made. We
highly recommend you have a private area to complete this test. In some cases a
treadmill (stress)
electrocardiogram will be required. To complete a treadmill EKG, you
will have to go one of our local physicians or clinics. We will arrange this
appointment for you.
MEDICAL
HISTORY
Medical History - please refresh your memory regarding doctor’s names and
addresses, dates and reasons for visits, diagnoses and results. The same
information is required for any hospitalizations and prescription medications.
PHYSICAL
MEASUREMENTS
 Height
and Weight - we weigh by scale and measure height with both clothes and shoes
on.
Girth
Measurements - males only, we measure the chest upon inspiration and expiration,
and the waist at the umbilicus.
Blood
Pressure - taken while at rest.
Pulse
- taken for one minute at rest.
EXAM
POINTERS
To save time, please follow these suggestions.
- Have identification
available; a picture driver’s license is preferred.
- Please have available all
your physicians’ names and addresses as well as dates and reasons for past
visits, especially those within the last five years. Be as complete as
possible.
- Be sure to tell your examiner about any medications you
are taking, even non-prescription medicines, and any current illness or fever.
- Please drink a glass of water one hour or so before your
exam. This will help you to void a urine specimen while the examiner is
present. It also improves your circulation for your blood draw.
- In many cases, a fasting blood sample is required. You
will be instructed how long to fast. In all cases you should not
eat at least 4 hours prior to the examination. During that period, you
should consume water.
- If your are unable to keep your scheduled appointment,
please call the AHSS Examining Services office in your area.
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